3505 S 130th StOmahaNE68144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3505 S 130th St, Omaha, NE, 68144 in Omaha speaks for itself: 11.29% gross on a $268,000 price, generating $2,521/mo in rent and $711/mo in net income after the $1,205/mo debt service. DSCR 2.09, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,537 stacks alongside $74,043 in projected five-year appreciation and $2,468/yr in principal reduction. Projected total cumulative return: $148,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $711 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,521 |
| Total Monthly Debt Service | $1,703 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68144, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,946 (100%) |
| Owner Occupied HU | 7,005 (64.0%) |
| Renter Occupied HU | 3,521 (32.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $268,956 |
| Average Home Value | $298,102 |
Housing Distribution
Address Breakdown
Residential
10,763
Single Family
9,035
Multi-Family
1,728
Businesses
1,483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68144, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,946 (100%) |
| Owner Occupied HU | 7,005 (64.0%) |
| Renter Occupied HU | 3,521 (32.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $268,956 |
| Average Home Value | $298,102 |
Housing Distribution
Address Breakdown
Residential
10,763
Single Family
9,035
Multi-Family
1,728
Businesses
1,483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices