3503 Cottage StEurekaCA95503








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Eureka at 3503 Cottage St, Eureka, CA, 95503 with 5% annual appreciation on a $330,000 basis while $2,209/mo rent supports operations. Total monthly income totals $2,209/mo and a $1,615/mo payment preserves $168/mo for cash returns. Annual cash flow comes to $2,013/yr on $109,395 deployed, and return on cash invested reaches 21.75% in year one. Equity gained on principal adds $2,129/yr, and five-year appreciation sums $91,173 alongside rental yield of 8.03%. Five-year ROI measures 112.7% and total cumulative return in cash totals $123,287.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,209/mo property income versus a $1,615/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1956
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95503, Eureka, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,819 (100%) |
| Owner Occupied HU | 6,597 (61.0%) |
| Renter Occupied HU | 3,485 (32.2%) |
| Vacant Housing Units | 737 ( 6.8%) |
| Median Home Value | $491,634 |
| Average Home Value | $530,221 |
Housing Distribution
Address Breakdown
Residential
10,220
Single Family
10,133
Multi-Family
87
Businesses
335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Annalise von Borstel • Hyperion Humboldt Realty Inc
Mls Name: HBMLS
Mls Provider:
Mls ID: #267454
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








