3501 Walnut Hill DrCoolCA95614
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3501 Walnut Hill Dr, Cool, CA, 95614 in Cool. Rental yield 5.83%. At $799,000 with 5.83% gross yield, current distributions are modest, but the 5% appreciation rate projects $220,749 in new equity by year five, complemented by $7,359/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.08) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $234,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.0% |
| Monthly Cash Flow | $(1,075) | $1,500 |
City averages based on Cool market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,884 |
| Total Monthly Debt Service | $4,625 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226025007