350 Powhatan RoadOtisfieldME04270
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 350 Powhatan Road, Otisfield, ME, 04270 in Otisfield: $2,760/mo in rent, $1,820/mo net, 22.23% gross yield, all on a $149,000 acquisition. The 4.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,166 in value, and $1,372/yr in principal paydown steadily builds equity. Projected total cumulative return: $173,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.2% | 7.0% |
| Monthly Cash Flow | $1,820 | $900 |
City averages based on Otisfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $881 |
| DSCR Ratio | 3.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04270, Oxford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,633 (100%) |
| Owner Occupied HU | 2,186 (60.2%) |
| Renter Occupied HU | 418 (11.5%) |
| Vacant Housing Units | 1,029 (28.3%) |
| Median Home Value | $242,096 |
| Average Home Value | $301,215 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,689
Multi-Family
64
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04270, Oxford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,633 (100%) |
| Owner Occupied HU | 2,186 (60.2%) |
| Renter Occupied HU | 418 (11.5%) |
| Vacant Housing Units | 1,029 (28.3%) |
| Median Home Value | $242,096 |
| Average Home Value | $301,215 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,689
Multi-Family
64
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices