350 E Sharon RdCincinnatiOH45246
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 350 E Sharon Rd, Cincinnati, OH, 45246 in Cincinnati at $430,000, 5.16% gross yield, is a market-growth asset. Rental yield 5.16%. The $1,826/mo rent partially funds the $1,934/mo debt service; the core return is the 5%/yr price growth projected to add $118,801 over five years. Ziffy Mortgage's DSCR mortgage (0.94) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $99,285.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.8% |
| Monthly Cash Flow | $(1,124) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,826 |
| Total Monthly Debt Service | $2,657 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45246, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,207 (100%) |
| Owner Occupied HU | 3,498 (48.5%) |
| Renter Occupied HU | 3,202 (44.4%) |
| Vacant Housing Units | 507 ( 7.0%) |
| Median Home Value | $227,379 |
| Average Home Value | $280,407 |
Housing Distribution
Address Breakdown
Residential
7,076
Single Family
5,502
Multi-Family
1,574
Businesses
1,536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45246, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,207 (100%) |
| Owner Occupied HU | 3,498 (48.5%) |
| Renter Occupied HU | 3,202 (44.4%) |
| Vacant Housing Units | 507 ( 7.0%) |
| Median Home Value | $227,379 |
| Average Home Value | $280,407 |
Housing Distribution
Address Breakdown
Residential
7,076
Single Family
5,502
Multi-Family
1,574
Businesses
1,536
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aaron W McCoy • Plum Tree Realty
Mls Name: Cincy MLS
Mls Provider:
Mls ID: #1844593
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