350 3rd St NEMcIntoshMN56556
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 350 3rd St NE, McIntosh, MN, 56556 in McIntosh deserves attention. This $299,000 property earns $2,647/mo in rent, a 10.62% gross yield, and nets $780/mo after the $1,344/mo payment. DSCR 1.97 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,608 compounds alongside $2,754/yr in yearly equity build, for a total cumulative return of $163,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $780 | $400 |
City averages based on McIntosh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,647 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56556, Mcintosh, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 459 (100%) |
| Owner Occupied HU | 302 (65.8%) |
| Renter Occupied HU | 80 (17.4%) |
| Vacant Housing Units | 77 (16.8%) |
| Median Home Value | $226,531 |
| Average Home Value | $258,709 |
Housing Distribution
Address Breakdown
Residential
424
Single Family
370
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56556, Mcintosh, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 459 (100%) |
| Owner Occupied HU | 302 (65.8%) |
| Renter Occupied HU | 80 (17.4%) |
| Vacant Housing Units | 77 (16.8%) |
| Median Home Value | $226,531 |
| Average Home Value | $258,709 |
Housing Distribution
Address Breakdown
Residential
424
Single Family
370
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices