35 Summit DriveMahopacNY10541
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 35 Summit Drive, Mahopac, NY, 10541 in Mahopac earns a 9.05% gross yield at $954,560. Rent of $7,200/mo nets $826/mo after the $4,292/mo mortgage. The 1.68 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $263,727 and $8,792/yr in equity accumulation project a total cumulative return of $417,133.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $826 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,200 |
| Total Monthly Debt Service | $5,995 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
1.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10541, Mahopac, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,539 (100%) |
| Owner Occupied HU | 7,618 (79.9%) |
| Renter Occupied HU | 1,361 (14.3%) |
| Vacant Housing Units | 560 ( 5.9%) |
| Median Home Value | $505,354 |
| Average Home Value | $540,965 |
Housing Distribution
Address Breakdown
Residential
8,657
Single Family
8,487
Multi-Family
170
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
1.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10541, Mahopac, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,539 (100%) |
| Owner Occupied HU | 7,618 (79.9%) |
| Renter Occupied HU | 1,361 (14.3%) |
| Vacant Housing Units | 560 ( 5.9%) |
| Median Home Value | $505,354 |
| Average Home Value | $540,965 |
Housing Distribution
Address Breakdown
Residential
8,657
Single Family
8,487
Multi-Family
170
Businesses
610
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices