35 Oak Ridge DriveStandishME04084
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 35 Oak Ridge Drive, Standish, ME, 04084 in Standish. At $565,000 it earns $3,821/mo in rent and distributes $255/mo to the owner after the $2,541/mo payment, a consistent 8.11% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $156,099 in value; $5,204/yr in principal paydown compounds ownership stake. Total projected return: $230,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $255 | $350 |
City averages based on Standish market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,821 |
| Total Monthly Debt Service | $3,341 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices