35 Harding StreetPearl RiverNY10965
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Pearl River at 35 Harding Street, Pearl River, NY, 10965 priced at $728,800 converts $7,200/mo rent into $2,333/mo cash flow after a $3,567/mo obligation. Total monthly income equals $7,200/mo, and annual cash flow totals $28,000/yr on $239,775 invested. Return on cash invested prints 31.74% in year one, and rental yield reads 11.86% against a $728,800 entry. Equity gained on principal adds $4,703/yr, while 5% annual appreciation compiles into $201,354 by year five. Five-year ROI reaches 166.9% and total cumulative return in cash sums $400,174. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $7,200/mo property income covering a $3,567/mo payment, not borrower’s personal income.
Single Family
Built in 1955
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10965, Pearl River, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,886 (100%) |
| Owner Occupied HU | 4,436 (75.4%) |
| Renter Occupied HU | 1,243 (21.1%) |
| Vacant Housing Units | 207 ( 3.5%) |
| Median Home Value | $640,155 |
| Average Home Value | $701,136 |
Housing Distribution
Address Breakdown
Residential
5,627
Single Family
5,050
Multi-Family
577
Businesses
610
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Listed by: Linda Fernandez • Keller Williams Hudson Valley
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #851236
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