3493 Braden RdCaminoCA95709
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3493 Braden Rd, Camino, CA, 95709 in Camino. Priced at $119,500, it generates $4,205/mo in gross rent and $3,438/mo in net monthly cash flow, a 42.22% yield that comfortably supports the 7.83 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $41,253. Five-year appreciation: $33,016. Equity from principal paydown: $1,101/yr. Total projected cumulative return: $266,689.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 42.2% | 6.0% |
| Monthly Cash Flow | $3,438 | $1,500 |
City averages based on Camino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,205 |
| Total Monthly Debt Service | $719 |
| DSCR Ratio | 5.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices