348 MacDonald RoadWashingtonVT05675
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Washington rentals match the income profile of 348 MacDonald Road, Washington, VT, 05675. Listed at $110,000, gross rent is $2,111/mo and net cash flow is $1,379/mo, a 23.03% yield well above national averages. DSCR 4.26 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $30,391 by year five with $1,013/yr in annual principal reduction, projecting $130,681 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23% | 6.2% |
| Monthly Cash Flow | $1,379 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,111 |
| Total Monthly Debt Service | $688 |
| DSCR Ratio | 3.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05675, Washington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 481 (100%) |
| Owner Occupied HU | 337 (70.1%) |
| Renter Occupied HU | 46 ( 9.6%) |
| Vacant Housing Units | 98 (20.4%) |
| Median Home Value | $245,513 |
| Average Home Value | $339,102 |
Housing Distribution
Address Breakdown
Residential
333
Single Family
330
Multi-Family
3
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05675, Washington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 481 (100%) |
| Owner Occupied HU | 337 (70.1%) |
| Renter Occupied HU | 46 ( 9.6%) |
| Vacant Housing Units | 98 (20.4%) |
| Median Home Value | $245,513 |
| Average Home Value | $339,102 |
Housing Distribution
Address Breakdown
Residential
333
Single Family
330
Multi-Family
3
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices