3478 Sullivan StMechanicsburgPA17050
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3478 Sullivan St, Mechanicsburg, PA, 17050 in Mechanicsburg is a top-tier cash-flow asset. At $228,000 it produces $2,700/mo in rent and $1,097/mo in net monthly income, a 14.21% gross rental yield. The DSCR of 2.63 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,163. Five-year appreciation adds $62,992, driving a total cumulative return of $157,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 5.8% |
| Monthly Cash Flow | $1,097 | $450 |
City averages based on Mechanicsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $1,512 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A