3471 Byron CtPleasantonCA94588
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 3471 Byron Ct, Pleasanton, CA, 94588 in Pleasanton is capital appreciation. Rental yield 3.16%. The 3.16% gross yield at $1,939,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $535,710 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.59) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $289,689.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 5.3% |
| Monthly Cash Flow | $(6,926) | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,105 |
| Total Monthly Debt Service | $11,260 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
6,969 sqft lot
$N/A/sqft
$435 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
6,969 sqft lot
$N/A/sqft
$435 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94588, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,708 (100%) |
| Owner Occupied HU | 7,938 (57.9%) |
| Renter Occupied HU | 5,135 (37.5%) |
| Vacant Housing Units | 635 ( 4.6%) |
| Median Home Value | $1,435,932 |
| Average Home Value | $1,470,809 |
Housing Distribution
Address Breakdown
Residential
12,704
Single Family
9,719
Multi-Family
2,985
Businesses
1,962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices