346 W 22nd StChesterPA19013
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 346 W 22nd St, Chester, PA, 19013 in Chester: $2,047/mo in rent, $966/mo net, 14.89% gross yield, all on a $165,000 acquisition. The 2.76 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $45,586 in value, and $1,520/yr in principal paydown steadily builds equity. Projected total cumulative return: $125,018.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.2% |
| Monthly Cash Flow | $966 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,047 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19013, Chester, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,062 (100%) |
| Owner Occupied HU | 4,602 (30.6%) |
| Renter Occupied HU | 8,214 (54.5%) |
| Vacant Housing Units | 2,246 (14.9%) |
| Median Home Value | $98,099 |
| Average Home Value | $195,008 |
Housing Distribution
Address Breakdown
Residential
13,753
Single Family
12,433
Multi-Family
1,320
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19013, Chester, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,062 (100%) |
| Owner Occupied HU | 4,602 (30.6%) |
| Renter Occupied HU | 8,214 (54.5%) |
| Vacant Housing Units | 2,246 (14.9%) |
| Median Home Value | $98,099 |
| Average Home Value | $195,008 |
Housing Distribution
Address Breakdown
Residential
13,753
Single Family
12,433
Multi-Family
1,320
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices