346 Cozy MdwsGraysonKY41143
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderNot flashy, but dependably profitable, 346 Cozy Mdws, Grayson, KY, 41143 in Grayson is listed at $366,000 and delivers $2,435/mo in rent and $207/mo in net monthly cash flow. The 7.98% yield and 1.48 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $101,119 over five years, and $3,371/yr in principal reduction supplements cash return. Total projected cumulative return: $151,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $207 | $850 |
City averages based on Grayson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,435 |
| Total Monthly Debt Service | $2,082 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41143, Grayson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,137 (100%) |
| Owner Occupied HU | 3,988 (65.0%) |
| Renter Occupied HU | 1,380 (22.5%) |
| Vacant Housing Units | 769 (12.5%) |
| Median Home Value | $165,927 |
| Average Home Value | $189,863 |
Housing Distribution
Address Breakdown
Residential
5,600
Single Family
5,508
Multi-Family
92
Businesses
505
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41143, Grayson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,137 (100%) |
| Owner Occupied HU | 3,988 (65.0%) |
| Renter Occupied HU | 1,380 (22.5%) |
| Vacant Housing Units | 769 (12.5%) |
| Median Home Value | $165,927 |
| Average Home Value | $189,863 |
Housing Distribution
Address Breakdown
Residential
5,600
Single Family
5,508
Multi-Family
92
Businesses
505
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JIM RYLAND • RE/MAX Realty Connection, LLC
Mls Name: AABR
Mls Provider:
Mls ID: #59306
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.