3456 Rene StOxnardCA93036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3456 Rene St, Oxnard, CA, 93036 in Oxnard is a top-tier cash-flow asset. At $599,995 it produces $7,022/mo in rent and $3,311/mo in net monthly income, a 14.04% gross rental yield. The DSCR of 2.60 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $39,729. Five-year appreciation adds $165,768, driving a total cumulative return of $440,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 5.5% |
| Monthly Cash Flow | $3,311 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,022 |
| Total Monthly Debt Service | $3,473 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
6,300 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
6,300 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices