345 Middle RoadSabattusME04280
INVESTMENT ANALYSIS
Investment Verdict
Solid Income345 Middle Road, Sabattus, ME, 04280 in Sabattus is a solid income-producing rental, 9.02% gross yield, $2,968/mo rent, $475/mo net cash flow on a $395,000 buy. DSCR 1.67 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $109,131 and $3,638/yr in principal reduction project a total cumulative return of $180,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.0% |
| Monthly Cash Flow | $475 | $350 |
City averages based on Sabattus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,968 |
| Total Monthly Debt Service | $2,336 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04280, Sabattus, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,029 (100%) |
| Owner Occupied HU | 2,381 (78.6%) |
| Renter Occupied HU | 418 (13.8%) |
| Vacant Housing Units | 230 ( 7.6%) |
| Median Home Value | $269,737 |
| Average Home Value | $289,087 |
Housing Distribution
Address Breakdown
Residential
2,561
Single Family
2,561
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04280, Sabattus, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,029 (100%) |
| Owner Occupied HU | 2,381 (78.6%) |
| Renter Occupied HU | 418 (13.8%) |
| Vacant Housing Units | 230 ( 7.6%) |
| Median Home Value | $269,737 |
| Average Home Value | $289,087 |
Housing Distribution
Address Breakdown
Residential
2,561
Single Family
2,561
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices