344 Stock RdMetamoraMI48455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 344 Stock Rd, Metamora, MI, 48455 in Metamora hard to pass up. The 13.06% gross yield on a $489,000 purchase results in $5,321/mo in rent and $2,059/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.42). Annual cash flow of $24,703, five-year appreciation of $135,102, and $4,504/yr in equity build-up combine for a projected total cumulative return of $318,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.0% |
| Monthly Cash Flow | $2,059 | $850 |
City averages based on Metamora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,321 |
| Total Monthly Debt Service | $3,068 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
10.12 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
10.12 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices