3436 Platte River DrComoCO80432
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3436 Platte River Dr, Como, CO, 80432 in Como worth study. Rental yield 4.05%. The 4.05% gross yield is below cash-flow benchmarks at $1,180,000, but 5% annual appreciation, adding $326,012 over five years, frames this as a capital growth position. Rent of $3,984/mo partially offsets the $5,306/mo payment. Ziffy Mortgage finances appreciation-play properties (0.75 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $257,929.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 7.0% |
| Monthly Cash Flow | $(2,918) | $200 |
City averages based on Como market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,984 |
| Total Monthly Debt Service | $6,432 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
161.32 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80432, Como, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 772 (100%) |
| Owner Occupied HU | 189 (24.5%) |
| Renter Occupied HU | 27 ( 3.5%) |
| Vacant Housing Units | 556 (72.0%) |
| Median Home Value | $510,802 |
| Average Home Value | $518,889 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
161.32 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80432, Como, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 772 (100%) |
| Owner Occupied HU | 189 (24.5%) |
| Renter Occupied HU | 27 ( 3.5%) |
| Vacant Housing Units | 556 (72.0%) |
| Median Home Value | $510,802 |
| Average Home Value | $518,889 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices