3433 Central StKansas CityMO64111
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3433 Central St, Kansas City, MO, 64111 in Kansas City at $1,575,000, 1.17% gross yield, is a market-growth asset. Rental yield 1.17%. The $1,530/mo rent partially funds the $7,082/mo debt service; the core return is the 5%/yr price growth projected to add $435,143 over five years. Ziffy Mortgage's DSCR mortgage (0.22) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $64,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.2% |
| Monthly Cash Flow | $(8,279) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,530 |
| Total Monthly Debt Service | $9,182 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1911
6,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64111, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,258 (100%) |
| Owner Occupied HU | 2,907 (21.9%) |
| Renter Occupied HU | 8,350 (63.0%) |
| Vacant Housing Units | 2,001 (15.1%) |
| Median Home Value | $328,979 |
| Average Home Value | $370,306 |
Housing Distribution
Address Breakdown
Residential
11,747
Single Family
6,113
Multi-Family
5,634
Businesses
1,267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1911
6,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64111, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,258 (100%) |
| Owner Occupied HU | 2,907 (21.9%) |
| Renter Occupied HU | 8,350 (63.0%) |
| Vacant Housing Units | 2,001 (15.1%) |
| Median Home Value | $328,979 |
| Average Home Value | $370,306 |
Housing Distribution
Address Breakdown
Residential
11,747
Single Family
6,113
Multi-Family
5,634
Businesses
1,267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2610675