3432 W 5075 SRoyUT84067
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 3432 W 5075 S, Roy, UT, 84067 in Roy at $401,800. Rental yield 6.5%. The 6.5% yield and 1.20 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $111,010 by year five, and $3,701/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $140,269.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.8% |
| Monthly Cash Flow | $(179) | $420 |
City averages based on Roy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $2,195 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices