








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Hernando at 3430 Clair Cir W, Hernando, MS, 38632 offers a 9.57% rental yield on a $395,000 purchase with $3,151/mo rent. Total monthly income registers $3,151/mo, and a $1,933/mo payment leaves $709/mo available for distribution. Annual cash flow reaches $8,510/yr on $130,943 to close, and return on cash invested stands at 26.41% in year one. Equity gained on principal adds $2,549/yr while 5% annual appreciation supports $109,131 over five years. Portfolio math shows five-year ROI at 137.71% and total cumulative return in cash at $180,318. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,151/mo property income against a $1,933/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2019
0.27 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood data shown for ZIP Code: 38632, Hernando, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,513 (100%) |
| Owner Occupied HU | 10,035 (80.2%) |
| Renter Occupied HU | 1,589 (12.7%) |
| Vacant Housing Units | 889 ( 7.1%) |
| Median Home Value | $352,383 |
| Average Home Value | $379,373 |
Residential
12,077
Single Family
11,627
Multi-Family
450
Businesses
841
Date | Event | Price |
|---|---|---|
| 2025-05-01 | Listed for sale | $395,000 |
| 2019-11-26 | Sold | N/A |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-05-07 | $2635.78 | N/A | $21,143 | N/A |
| 2023-05-07 | $2635.78 | N/A | $21,143 | N/A |
| 2022-05-07 | $2635.78 | N/A | $21,143 | N/A |



Listed by: Pamela R Colvin • Keller Williams Realty - Getwell
Mls Name: MLS United
Mls ID: #4111870
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.