3419 Trapnell Ridge DrPlant CityFL33567
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3419 Trapnell Ridge Dr, Plant City, FL, 33567 in Plant City is narrow, $124/mo net on $2,546/mo rent after the $1,619/mo debt service, but the property operates at break-even-plus, not a loss. At $360,000 with a 8.49% yield, the long-run equity case via 5% appreciation ($99,461 over five years) and $3,316/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $145,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.5% |
| Monthly Cash Flow | $124 | $300 |
City averages based on Plant City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,546 |
| Total Monthly Debt Service | $2,279 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
6,921 sqft lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33567, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,138 (100%) |
| Owner Occupied HU | 3,111 (75.2%) |
| Renter Occupied HU | 763 (18.4%) |
| Vacant Housing Units | 264 ( 6.4%) |
| Median Home Value | $432,214 |
| Average Home Value | $475,284 |
Housing Distribution
Address Breakdown
Residential
3,897
Single Family
3,804
Multi-Family
93
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
6,921 sqft lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33567, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,138 (100%) |
| Owner Occupied HU | 3,111 (75.2%) |
| Renter Occupied HU | 763 (18.4%) |
| Vacant Housing Units | 264 ( 6.4%) |
| Median Home Value | $432,214 |
| Average Home Value | $475,284 |
Housing Distribution
Address Breakdown
Residential
3,897
Single Family
3,804
Multi-Family
93
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Wise • LPT REALTY, LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #L4952840
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511