3418 Memphis LnBowieMD20715
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3418 Memphis Ln, Bowie, MD, 20715 in Bowie hard to pass up. The 13.95% gross yield on a $590,000 purchase results in $6,857/mo in rent and $3,187/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.58). Annual cash flow of $38,247, five-year appreciation of $163,006, and $5,434/yr in equity build-up combine for a projected total cumulative return of $428,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 5.1% |
| Monthly Cash Flow | $3,187 | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,857 |
| Total Monthly Debt Service | $3,435 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices