3415 Erin Lucern Rd, Union, MS, 39365 | $173/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Union at 3415 Erin Lucern Rd, Union, MS, 39365 offers $1,884/mo rent that, after a $1,356/mo payment, leaves $173/mo cash flow. Total monthly income is $1,884/mo, and annual cash flow is $2,073/yr on $91,826 cash. Return on cash invested measures 22.17% in year one, and rental yield stands at 8.16% at a $277,000 entry. Equity gained on principal adds $1,787/yr while 5% annual appreciation compounds into $76,530 by year five. Five-year ROI records 114.94% and total cumulative return in cash reaches $105,543. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,884/mo property income versus a $1,356/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1980

4 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39365, Union, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,166 (100%)
Owner Occupied HU	2,351 (74.3%)
Renter Occupied HU	489 (15.4%)
Vacant Housing Units	326 (10.3%)
Median Home Value	$141,210
Average Home Value	$171,486