3410 Thistledown LnLand O LakesFL34638
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3410 Thistledown Ln, Land O Lakes, FL, 34638 in Land O Lakes carries a 1.52 coverage ratio, rent of $2,385/mo is 1.52 times the $1,567/mo payment. Rental yield 7.74%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $348,500 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $96,284; total projected cumulative return: $121,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $(323) | $1,800 |
City averages based on Land O Lakes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,385 |
| Total Monthly Debt Service | $2,443 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
4,927 sqft lot
$N/A/sqft
$42 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
4,927 sqft lot
$N/A/sqft
$42 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert McDugald • FUTURE HOME REALTY INC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #W7875189
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511