3401 Parker Dam Rd #A18EarpCA92242
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3401 Parker Dam Rd #A18, Earp, CA, 92242 in Earp speaks for itself: 17.25% gross on a $255,000 price, generating $3,665/mo in rent and $2,087/mo in net income after the $1,147/mo debt service. DSCR 3.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $25,048 stacks alongside $70,452 in projected five-year appreciation and $2,349/yr in principal reduction. Projected total cumulative return: $231,011.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 8.0% |
| Monthly Cash Flow | $2,087 | $750 |
City averages based on Earp market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,665 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 2.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2013
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92242, Earp, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,436 (100%) |
| Owner Occupied HU | 505 (35.2%) |
| Renter Occupied HU | 115 ( 8.0%) |
| Vacant Housing Units | 816 (56.8%) |
| Median Home Value | $119,817 |
| Average Home Value | $236,767 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2013
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92242, Earp, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,436 (100%) |
| Owner Occupied HU | 505 (35.2%) |
| Renter Occupied HU | 115 ( 8.0%) |
| Vacant Housing Units | 816 (56.8%) |
| Median Home Value | $119,817 |
| Average Home Value | $236,767 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices