340 Windwood DrLivingstonTX77351
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 340 Windwood Dr, Livingston, TX, 77351 in Livingston is narrow, $8/mo net on $1,049/mo rent after the $648/mo debt service, but the property operates at break-even-plus, not a loss. At $144,000 with a 8.74% yield, the long-run equity case via 5% appreciation ($39,785 over five years) and $1,326/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.62 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $55,818.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $8 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,049 |
| Total Monthly Debt Service | $983 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
0.25 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77351, Livingston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,182 (100%) |
| Owner Occupied HU | 11,298 (58.9%) |
| Renter Occupied HU | 3,261 (17.0%) |
| Vacant Housing Units | 4,623 (24.1%) |
| Median Home Value | $218,385 |
| Average Home Value | $271,470 |
Housing Distribution
Address Breakdown
Residential
14,330
Single Family
13,418
Multi-Family
912
Businesses
1,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
0.25 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77351, Livingston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,182 (100%) |
| Owner Occupied HU | 11,298 (58.9%) |
| Renter Occupied HU | 3,261 (17.0%) |
| Vacant Housing Units | 4,623 (24.1%) |
| Median Home Value | $218,385 |
| Average Home Value | $271,470 |
Housing Distribution
Address Breakdown
Residential
14,330
Single Family
13,418
Multi-Family
912
Businesses
1,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paige Carsten • RE/MAX Lake Livingston
Mls Name: HAR
Mls Provider:
Mls ID: #27091548
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