340 County Road 67ClaytonAL36016
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Clayton rental at 340 County Road 67, Clayton, AL, 36016 sits in the solid-income band: 8.31% gross yield, $1,897/mo rent, $351/mo net after the $1,232/mo debt service, DSCR 1.54. Entry price of $274,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $75,701 and $2,524/yr in principal reduction bring total cumulative return to $125,818.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $351 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,897 |
| Total Monthly Debt Service | $1,438 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
5.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36016, Clayton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,676 (100%) |
| Owner Occupied HU | 967 (57.7%) |
| Renter Occupied HU | 399 (23.8%) |
| Vacant Housing Units | 310 (18.5%) |
| Median Home Value | $108,979 |
| Average Home Value | $157,528 |
Housing Distribution
Address Breakdown
Residential
1,506
Single Family
1,474
Multi-Family
32
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
5.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36016, Clayton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,676 (100%) |
| Owner Occupied HU | 967 (57.7%) |
| Renter Occupied HU | 399 (23.8%) |
| Vacant Housing Units | 310 (18.5%) |
| Median Home Value | $108,979 |
| Average Home Value | $157,528 |
Housing Distribution
Address Breakdown
Residential
1,506
Single Family
1,474
Multi-Family
32
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices