34 Oak St #104Hyde ParkMA02136
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderRental yield 7.67%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $151,955, and $5,066/yr in principal equity projects total return of $212,094.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(316) | $350 |
City averages based on Hyde Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,517 |
| Total Monthly Debt Service | $3,248 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02136, Hyde Park, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,060 (100%) |
| Owner Occupied HU | 6,751 (51.7%) |
| Renter Occupied HU | 5,605 (42.9%) |
| Vacant Housing Units | 704 ( 5.4%) |
| Median Home Value | $605,654 |
| Average Home Value | $623,735 |
Housing Distribution
Address Breakdown
Residential
12,502
Single Family
10,178
Multi-Family
2,324
Businesses
757
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73494376