34 Harbor DrivePocassetMA02559
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 34 Harbor Drive, Pocasset, MA, 02559 in Pocasset at $1,325,000, 4.35% gross yield, is a market-growth asset. Rental yield 4.35%. The $4,800/mo rent partially funds the $5,958/mo debt service; the core return is the 5%/yr price growth projected to add $366,073 over five years. Ziffy Mortgage's DSCR mortgage (0.81) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $274,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.4% |
| Monthly Cash Flow | $(3,585) | $850 |
City averages based on Pocasset market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,800 |
| Total Monthly Debt Service | $7,824 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02559, Pocasset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,355 (48.8%) |
| Renter Occupied HU | 374 (13.5%) |
| Vacant Housing Units | 1,050 (37.8%) |
| Median Home Value | $672,974 |
| Average Home Value | $843,758 |
Housing Distribution
Address Breakdown
Residential
1,451
Single Family
1,451
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02559, Pocasset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,355 (48.8%) |
| Renter Occupied HU | 374 (13.5%) |
| Vacant Housing Units | 1,050 (37.8%) |
| Median Home Value | $672,974 |
| Average Home Value | $843,758 |
Housing Distribution
Address Breakdown
Residential
1,451
Single Family
1,451
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ron Manzone • The Realty Cape Cod, LLC
Mls Name: CCIMLS
Mls ID: #22503150