339 E Chestnut StSheffieldIL61361
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow339 E Chestnut St, Sheffield, IL, 61361 in Sheffield earns its strong cash-flow label: 22.02% yield, $3,394/mo rent, $2,111/mo net income, DSCR 4.08. The $184,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $51,084 by year five. Combined with $1,703/yr in principal paydown, total projected return reaches $206,648.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22% | 9.0% |
| Monthly Cash Flow | $2,111 | $1,200 |
City averages based on Sheffield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,394 |
| Total Monthly Debt Service | $1,209 |
| DSCR Ratio | 2.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61361, Sheffield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 700 (100%) |
| Owner Occupied HU | 506 (72.3%) |
| Renter Occupied HU | 137 (19.6%) |
| Vacant Housing Units | 57 ( 8.1%) |
| Median Home Value | $128,000 |
| Average Home Value | $175,455 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
476
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61361, Sheffield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 700 (100%) |
| Owner Occupied HU | 506 (72.3%) |
| Renter Occupied HU | 137 (19.6%) |
| Vacant Housing Units | 57 ( 8.1%) |
| Median Home Value | $128,000 |
| Average Home Value | $175,455 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
476
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices