3382 W Whimbrel LnBoiseID83703
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3382 W Whimbrel Ln, Boise, ID, 83703 in Boise worth study. Rental yield 5.12%. The 5.12% gross yield is below cash-flow benchmarks at $739,000, but 5% annual appreciation, adding $204,172 over five years, frames this as a capital growth position. Rent of $3,156/mo partially offsets the $3,323/mo payment. Ziffy Mortgage finances appreciation-play properties (0.95 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $208,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.8% |
| Monthly Cash Flow | $(1,245) | $420 |
City averages based on Boise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,156 |
| Total Monthly Debt Service | $3,957 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83703, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,341 (100%) |
| Owner Occupied HU | 5,320 (63.8%) |
| Renter Occupied HU | 2,779 (33.3%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $642,012 |
| Average Home Value | $704,260 |
Housing Distribution
Address Breakdown
Residential
8,325
Single Family
7,954
Multi-Family
371
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83703, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,341 (100%) |
| Owner Occupied HU | 5,320 (63.8%) |
| Renter Occupied HU | 2,779 (33.3%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $642,012 |
| Average Home Value | $704,260 |
Housing Distribution
Address Breakdown
Residential
8,325
Single Family
7,954
Multi-Family
371
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices