338 Maple StHinsdaleMA01235
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 338 Maple St, Hinsdale, MA, 01235 in Hinsdale speaks for itself: 15.26% gross on a $375,000 price, generating $4,768/mo in rent and $2,404/mo in net income after the $1,686/mo debt service. DSCR 2.83, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $28,848 stacks alongside $103,606 in projected five-year appreciation and $3,454/yr in principal reduction. Projected total cumulative return: $297,116.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 6.5% |
| Monthly Cash Flow | $2,404 | $400 |
City averages based on Hinsdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,768 |
| Total Monthly Debt Service | $2,214 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices