337 Woodmans Mill RoadSearsmontME04973
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow337 Woodmans Mill Road, Searsmont, ME, 04973 in Searsmont is a top-tier cash-flow asset. At $425,000 it produces $4,258/mo in rent and $1,575/mo in net monthly income, a 12.02% gross rental yield. The DSCR of 2.23 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,904. Five-year appreciation adds $117,420, driving a total cumulative return of $262,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.5% |
| Monthly Cash Flow | $1,575 | $1,100 |
City averages based on Searsmont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,258 |
| Total Monthly Debt Service | $2,513 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
7.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04973, Searsmont, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 732 (100%) |
| Owner Occupied HU | 518 (70.8%) |
| Renter Occupied HU | 76 (10.4%) |
| Vacant Housing Units | 138 (18.9%) |
| Median Home Value | $281,343 |
| Average Home Value | $304,020 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
7.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04973, Searsmont, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 732 (100%) |
| Owner Occupied HU | 518 (70.8%) |
| Renter Occupied HU | 76 (10.4%) |
| Vacant Housing Units | 138 (18.9%) |
| Median Home Value | $281,343 |
| Average Home Value | $304,020 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices