3365 Black River RdDalzellSC29040
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Dalzell rentals match the income profile of 3365 Black River Rd, Dalzell, SC, 29040. Listed at $176,000, gross rent is $1,783/mo and net cash flow is $736/mo, a 12.16% yield well above national averages. DSCR 2.25 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,626 by year five with $1,621/yr in annual principal reduction, projecting $113,906 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $736 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,783 |
| Total Monthly Debt Service | $978 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29040, Dalzell, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,763 (100%) |
| Owner Occupied HU | 2,800 (74.4%) |
| Renter Occupied HU | 685 (18.2%) |
| Vacant Housing Units | 278 ( 7.4%) |
| Median Home Value | $196,044 |
| Average Home Value | $215,227 |
Housing Distribution
Address Breakdown
Residential
3,790
Single Family
3,790
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29040, Dalzell, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,763 (100%) |
| Owner Occupied HU | 2,800 (74.4%) |
| Renter Occupied HU | 685 (18.2%) |
| Vacant Housing Units | 278 ( 7.4%) |
| Median Home Value | $196,044 |
| Average Home Value | $215,227 |
Housing Distribution
Address Breakdown
Residential
3,790
Single Family
3,790
Multi-Family
0
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: H.Douglas Copeland • Keller Williams Realty
Mls Name: Sumter BOR
Mls Provider:
Mls ID: #170158
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (IDX) program of the Sumter Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings held by brokerage firms other than Zillow, Inc are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright© 2025 Sumter Board of Realtors. All Rights Reserved.