3355 N Delta Hwy UNIT 97EugeneOR97408
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3355 N Delta Hwy UNIT 97, Eugene, OR, 97408 in Eugene is a top-tier cash-flow asset. At $189,900 it produces $2,220/mo in rent and $1,074/mo in net monthly income, a 14.03% gross rental yield. The DSCR of 2.60 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,885. Five-year appreciation adds $52,466, driving a total cumulative return of $141,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 5.8% |
| Monthly Cash Flow | $1,074 | $420 |
City averages based on Eugene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,071 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97408, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,221 (100%) |
| Owner Occupied HU | 4,269 (59.1%) |
| Renter Occupied HU | 2,555 (35.4%) |
| Vacant Housing Units | 397 ( 5.5%) |
| Median Home Value | $612,827 |
| Average Home Value | $630,994 |
Housing Distribution
Address Breakdown
Residential
6,812
Single Family
5,158
Multi-Family
1,654
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97408, Eugene, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,221 (100%) |
| Owner Occupied HU | 4,269 (59.1%) |
| Renter Occupied HU | 2,555 (35.4%) |
| Vacant Housing Units | 397 ( 5.5%) |
| Median Home Value | $612,827 |
| Average Home Value | $630,994 |
Housing Distribution
Address Breakdown
Residential
6,812
Single Family
5,158
Multi-Family
1,654
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices