3351 W Horse Ride LoopBensonAZ85602
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3351 W Horse Ride Loop, Benson, AZ, 85602 in Benson. Rental yield 4.64%. At $727,500 with 4.64% gross yield, current distributions are modest, but the 5% appreciation rate projects $200,995 in new equity by year five, complemented by $6,700/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $172,388.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 8.2% |
| Monthly Cash Flow | $(1,602) | $1,500 |
City averages based on Benson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,810 |
| Total Monthly Debt Service | $4,123 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
3.24 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
3.24 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amos Kardonchik-Koren • Realty Executives Arizona Territory
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22516558
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