335 South StCameronIL61423
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 335 South St, Cameron, IL, 61423 in Cameron hard to pass up. The 15.5% gross yield on a $115,000 purchase results in $1,486/mo in rent and $669/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.87). Annual cash flow of $8,023, five-year appreciation of $31,772, and $1,059/yr in equity build-up combine for a projected total cumulative return of $87,131.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.5% | 8.0% |
| Monthly Cash Flow | $669 | $300 |
City averages based on Cameron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,486 |
| Total Monthly Debt Service | $771 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61423, Cameron, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 262 (100%) |
| Owner Occupied HU | 216 (82.4%) |
| Renter Occupied HU | 32 (12.2%) |
| Vacant Housing Units | 14 ( 5.3%) |
| Median Home Value | $132,692 |
| Average Home Value | $171,366 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61423, Cameron, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 262 (100%) |
| Owner Occupied HU | 216 (82.4%) |
| Renter Occupied HU | 32 (12.2%) |
| Vacant Housing Units | 14 ( 5.3%) |
| Median Home Value | $132,692 |
| Average Home Value | $171,366 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marissa Meyer • Platinum Key Real Estate, LLC
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #CA1037569
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.