33434 Long CirWebsterFL33597
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 33434 Long Cir, Webster, FL, 33597 in Webster. Priced at $276,990, it generates $3,420/mo in gross rent and $1,582/mo in net monthly cash flow, a 14.82% yield that comfortably supports the 2.74 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,982. Five-year appreciation: $76,527. Equity from principal paydown: $2,551/yr. Total projected cumulative return: $207,368.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 7.0% |
| Monthly Cash Flow | $1,582 | $1,500 |
City averages based on Webster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $1,728 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices