333 W Walnut StKutztownPA19530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 333 W Walnut St, Kutztown, PA, 19530 in Kutztown speaks for itself: 10.35% gross on a $320,000 price, generating $2,587/mo in rent and $622/mo in net income after the $1,439/mo debt service. DSCR 1.80, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,462 stacks alongside $88,410 in projected five-year appreciation and $2,947/yr in principal reduction. Projected total cumulative return: $153,416.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $622 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,587 |
| Total Monthly Debt Service | $1,970 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19530, Kutztown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,669 (100%) |
| Owner Occupied HU | 3,492 (61.6%) |
| Renter Occupied HU | 1,596 (28.2%) |
| Vacant Housing Units | 581 (10.2%) |
| Median Home Value | $357,790 |
| Average Home Value | $396,032 |
Housing Distribution
Address Breakdown
Residential
5,218
Single Family
4,834
Multi-Family
384
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19530, Kutztown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,669 (100%) |
| Owner Occupied HU | 3,492 (61.6%) |
| Renter Occupied HU | 1,596 (28.2%) |
| Vacant Housing Units | 581 (10.2%) |
| Median Home Value | $357,790 |
| Average Home Value | $396,032 |
Housing Distribution
Address Breakdown
Residential
5,218
Single Family
4,834
Multi-Family
384
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jared C. Erhart • Home Team Real Estate
Mls Name: GLVR
Mls Provider:
Mls ID: #759190
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.