3322 Northstar Dr, Stockton, CA, 95209 | $679/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Stockton at 3322 Northstar Dr, Stockton, CA, 95209 with 5% annual appreciation on a $599,900 basis while $4,610/mo rent supports operations. Total monthly income totals $4,610/mo and a $2,936/mo payment preserves $679/mo for cash returns. Annual cash flow comes to $8,146/yr on $197,367 deployed, and return on cash invested reaches 24.19% in year one. Equity gained on principal adds $3,871/yr, and five-year appreciation sums $165,741 alongside rental yield of 9.22%. Five-year ROI measures 126.22% and total cumulative return in cash totals $249,124.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,610/mo property income versus a $2,936/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1988

6,499 sqft lot

$N/A/sqft

$220 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95209, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,784 (100%)
Owner Occupied HU	9,326 (67.7%)
Renter Occupied HU	4,034 (29.3%)
Vacant Housing Units	424 ( 3.1%)
Median Home Value	$507,286
Average Home Value	$550,649