3319 Driftwood RdBemus PtNY14712
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3319 Driftwood Rd, Bemus Pt, NY, 14712 in Bemus Pt. Priced at $329,900, it generates $3,713/mo in gross rent and $1,500/mo in net monthly cash flow, a 13.51% yield that comfortably supports the 2.50 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,004. Five-year appreciation: $91,145. Equity from principal paydown: $3,038/yr. Total projected cumulative return: $222,463.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.2% |
| Monthly Cash Flow | $1,500 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,713 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.30 Acres lot
$N/A/sqft
$113 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14712, Bemus Point, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,473 (100%) |
| Owner Occupied HU | 1,158 (46.8%) |
| Renter Occupied HU | 277 (11.2%) |
| Vacant Housing Units | 1,038 (42.0%) |
| Median Home Value | $290,909 |
| Average Home Value | $383,748 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.30 Acres lot
$N/A/sqft
$113 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14712, Bemus Point, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,473 (100%) |
| Owner Occupied HU | 1,158 (46.8%) |
| Renter Occupied HU | 277 (11.2%) |
| Vacant Housing Units | 1,038 (42.0%) |
| Median Home Value | $290,909 |
| Average Home Value | $383,748 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices