331 Pearl StRichwoodOH43344
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 331 Pearl St, Richwood, OH, 43344 in Richwood aligned with their strategy. Rental yield 7.58%. DSCR 1.41 and 7.58% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $1,566/yr in paydown build toward a projected cumulative return of $61,932.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(44) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,074 |
| Total Monthly Debt Service | $1,051 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43344, Richwood, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,849 (75.2%) |
| Renter Occupied HU | 463 (18.8%) |
| Vacant Housing Units | 148 ( 6.0%) |
| Median Home Value | $230,709 |
| Average Home Value | $273,829 |
Housing Distribution
Address Breakdown
Residential
2,224
Single Family
2,183
Multi-Family
41
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43344, Richwood, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,849 (75.2%) |
| Renter Occupied HU | 463 (18.8%) |
| Vacant Housing Units | 148 ( 6.0%) |
| Median Home Value | $230,709 |
| Average Home Value | $273,829 |
Housing Distribution
Address Breakdown
Residential
2,224
Single Family
2,183
Multi-Family
41
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Crocco • RE/MAX Winners
Mls Name: Columbus and Central Ohio Regional MLS
Mls Provider:
Mls ID: #225011107
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.