3307 Hamblen CtCoolCA95614
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3307 Hamblen Ct, Cool, CA, 95614 in Cool hard to pass up. The 11.76% gross yield on a $280,000 purchase results in $2,744/mo in rent and $987/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.18). Annual cash flow of $11,847, five-year appreciation of $77,359, and $2,579/yr in equity build-up combine for a projected total cumulative return of $169,813.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 5.0% |
| Monthly Cash Flow | $987 | $1,500 |
City averages based on Cool market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,744 |
| Total Monthly Debt Service | $1,646 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
5.93 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
5.93 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95614, Cool, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,671 (100%) |
| Owner Occupied HU | 1,435 (85.9%) |
| Renter Occupied HU | 128 ( 7.7%) |
| Vacant Housing Units | 108 ( 6.5%) |
| Median Home Value | $601,140 |
| Average Home Value | $632,179 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Therese Beechler • J. Ellen Realty
Mls Name: MetroList Services of CA
Mls ID: #225074294