3304 Pinecreek DrTylerTX75707
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3304 Pinecreek Dr, Tyler, TX, 75707 in Tyler. Priced at $445,000, it generates $4,314/mo in gross rent and $1,095/mo in net monthly cash flow, a 11.63% yield that comfortably supports the 2.16 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,134. Five-year appreciation: $122,945. Equity from principal paydown: $4,098/yr. Total projected cumulative return: $241,202.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,095 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,314 |
| Total Monthly Debt Service | $3,042 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.34 Acres lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75707, Tyler, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,271 (100%) |
| Owner Occupied HU | 5,289 (63.9%) |
| Renter Occupied HU | 2,285 (27.6%) |
| Vacant Housing Units | 697 ( 8.4%) |
| Median Home Value | $295,850 |
| Average Home Value | $355,726 |
Housing Distribution
Address Breakdown
Residential
7,699
Single Family
6,696
Multi-Family
1,003
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.34 Acres lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75707, Tyler, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,271 (100%) |
| Owner Occupied HU | 5,289 (63.9%) |
| Renter Occupied HU | 2,285 (27.6%) |
| Vacant Housing Units | 697 ( 8.4%) |
| Median Home Value | $295,850 |
| Average Home Value | $355,726 |
Housing Distribution
Address Breakdown
Residential
7,699
Single Family
6,696
Multi-Family
1,003
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices