330 Shagbark WayHarlemGA30814
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 330 Shagbark Way, Harlem, GA, 30814 in Harlem at $820,000. Rental yield 6.21%. The 6.21% yield and 1.15 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $226,551 by year five, and $7,552/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $260,195.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.5% |
| Monthly Cash Flow | $(787) | $450 |
City averages based on Harlem market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,246 |
| Total Monthly Debt Service | $4,706 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
5.74 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30814, Harlem, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,113 (100%) |
| Owner Occupied HU | 3,169 (77.0%) |
| Renter Occupied HU | 709 (17.2%) |
| Vacant Housing Units | 235 ( 5.7%) |
| Median Home Value | $322,684 |
| Average Home Value | $324,520 |
Housing Distribution
Address Breakdown
Residential
3,776
Single Family
3,776
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
5.74 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30814, Harlem, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,113 (100%) |
| Owner Occupied HU | 3,169 (77.0%) |
| Renter Occupied HU | 709 (17.2%) |
| Vacant Housing Units | 235 ( 5.7%) |
| Median Home Value | $322,684 |
| Average Home Value | $324,520 |
Housing Distribution
Address Breakdown
Residential
3,776
Single Family
3,776
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
