330 Berner AveHazletonPA18201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 330 Berner Ave, Hazleton, PA, 18201 in Hazleton. Priced at $282,500, it generates $3,008/mo in gross rent and $1,071/mo in net monthly cash flow, a 12.78% yield that comfortably supports the 2.37 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,853. Five-year appreciation: $78,050. Equity from principal paydown: $2,602/yr. Total projected cumulative return: $176,886.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 6.2% |
| Monthly Cash Flow | $1,071 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,008 |
| Total Monthly Debt Service | $1,825 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18201, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,962 (100%) |
| Owner Occupied HU | 6,001 (46.3%) |
| Renter Occupied HU | 5,649 (43.6%) |
| Vacant Housing Units | 1,312 (10.1%) |
| Median Home Value | $157,391 |
| Average Home Value | $184,748 |
Housing Distribution
Address Breakdown
Residential
11,186
Single Family
10,240
Multi-Family
946
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18201, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,962 (100%) |
| Owner Occupied HU | 6,001 (46.3%) |
| Renter Occupied HU | 5,649 (43.6%) |
| Vacant Housing Units | 1,312 (10.1%) |
| Median Home Value | $157,391 |
| Average Home Value | $184,748 |
Housing Distribution
Address Breakdown
Residential
11,186
Single Family
10,240
Multi-Family
946
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices