33 Sunflower LaneToms RiverNJ08755
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 33 Sunflower Lane, Toms River, NJ, 08755 in Toms River speaks for itself: 13.71% gross on a $249,000 price, generating $2,844/mo in rent and $1,069/mo in net income after the $1,120/mo debt service. DSCR 2.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,830 stacks alongside $68,794 in projected five-year appreciation and $2,293/yr in principal reduction. Projected total cumulative return: $164,229.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 5.5% |
| Monthly Cash Flow | $1,069 | $1,850 |
City averages based on Toms River market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,844 |
| Total Monthly Debt Service | $1,676 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
6,098 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
6,098 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ann E Wehrlen • Crossroads Realty Inc-Lavallette
Mls Name: MoreMLS
Mls ID: #22528811