33 Lorie Lee LoopDeatsvilleAL36022
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 33 Lorie Lee Loop, Deatsville, AL, 36022 in Deatsville: $2,274/mo in rent, $626/mo in net income, 9.35% gross yield, 1.73 DSCR, all at $292,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $80,674 in appreciation and $2,689/yr in principal paydown projects total cumulative return of $150,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $626 | $300 |
City averages based on Deatsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $1,532 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dustin Ledbetter • DL Realty
Mls Name: MAAR
Mls ID: #577963